Kiltoprak launches its digital payment services in Malta under the KTPAY brand with the ability to make daily SEPA settlements.

KTPAY, the fintech arm of Bericorp Financial Services NV, delivers digital-first, cost-efficient, and secure payment infrastructure for modern businesses. As part of the group that provides corporate finance and licensed trust services across Europe, KTPAY brings seamless access to global payment capabilities through a single, smart platform.

Designed as an alternative to traditional business banking, KTPAY offers business accounts with dedicated IBANs, Mastercard debit cards, and SEPA/SWIFT capabilities in 60+ currencies. Clients benefit from 24/7 access to funds, multiple user permissions, and a secure web portal tailored to corporate governance policies.

The onboarding process is fully digital and overseen by a dedicated Customer Due Diligence (CDD) team ensuring full compliance with EU and Maltese regulations. Once approved, clients enjoy instant access to fast and regulated international payments with complete transparency.

KTPAY collaborates with reputable financial institutions and payment service providers globally to offer optimal settlement solutions. Clients’ funds are securely held with European Central and commercial banks and are always segregated from company operations.

With a digital-first mindset, KTPAY eliminates the overheads of traditional banking, delivering streamlined financial operations with personal customer support and enterprise-grade security.